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Jan Dhan Yojana: The number of Jan Dhan accounts crossed 50 crores, PM Modi told the milestone, know how accounts are opened

PM Jan Dhan Schemes: Prime Minister Narendra Modi on Saturday termed the number of Jan Dhan accounts crossing 50 crore as an important milestone. Terming it as a big achievement, PM Modi has praised it fiercely. He said that more than half of these accounts are women’s accounts. PM Modi said that this is an important milestone. It is heartening to see that more than half of these accounts belong to our women power.

With 67% of accounts opened in rural and semi-urban areas, we are also ensuring that the benefits of financial inclusion reach every nook and corner of our country. Addressing the G20 Digital Economy Working Group of Ministers meeting online in Bengaluru, Prime Minister Modi said that India’s digital public infrastructure is offering a secure and inclusive solution to tackle global challenges.

PM Modi said that India is an ideal testing laboratory for solutions, adding that the measures which prove successful in the country can be easily implemented anywhere. Addressing the G20 Digital Economy Working Group of Ministers meeting online in Bengaluru, Prime Minister Modi said that India’s digital public infrastructure offers a secure and inclusive solution to address global challenges. PM Modi said that India is a diverse country. We have dozens of languages ​​and hundreds of dialects. People of all religions of the world live here and innumerable cultural practices are followed. From ancient traditions to modern technology, India has something for everyone.

Emphasis on the need to build consensus on G20 high-level principles

The Prime Minister told the delegates present in the meeting that India is ready to share its experiences with the world. Prime Minister Modi said that to ensure that no one is left behind, the country has created India Stacks, an online integrated digital infrastructure. He stressed the need to build consensus on the “G20 High Level Principles for a Secure, Trustworthy and Resilient Digital Economy”, while alerting the G20 delegates to the security challenges faced by the digital economy as it grows.

Significantly, Jan Dhan Yojana is an ambitious scheme of the Central Government to raise the standard of living of poor Indians. Regarding the Jan Dhan Yojana, PM Modi himself has said that the scheme is a good initiative for India. He said that this initiative has not only accelerated the development of India. Rather this scheme has changed the picture of the country in many ways. It has solved the financial crisis of so many people. Gave them a life of respect. The PM said that this is such an initiative that has changed the pace of India’s development forever.

  • Let’s take a look at the figures

  • The number of PMJDY accounts has increased three times from 14.72 crore in March 2015 to 43.04 crore by 18 August 2021.

  • At the same time, by August 2023, the number of its accounts has increased beyond 50 crores.

  • More than 50 percent of the account holders are women. 67 per cent of Jan Dhan accounts are in rural and semi-urban areas.

  • Ensuring access to financial products and services at affordable cost

  • Use of technology to reduce costs and increase access

What is the purpose of Jan Dhan Yojana

  • Linking the unbanked people to banking services

  • making vulnerable people safe

  • funding the unfunded

How to open account
Under the Pradhan Mantri Jan Dhan Yojana, accounts can be opened in government and private banks. Any citizen living in India whose age is above 10 years can open an account in this. Aadhaar card, PAN card, driving license, voter ID card, passport, MNREGA job card can be given as documents for opening an account. The facility of cheap insurance, pension and other financial products is available on opening accounts under Jan Dhan.

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