Cyber Fraud: Communication technology has made people’s lives easier, but its misuse has put people’s digital security at risk. Every day, cyber fraudsters steal money from someone’s account or make people victims of fraud by intruding into digital privacy. As long as people are able to avoid a particular type of fraud through government awareness programs, cyber criminals invent some new method.
Even educated people are losing lakhs of rupees in the greed of earning one thousand to five thousand rupees daily by working online. This type of fraud usually starts through Instagram and Telegram. In most of the cases, foreign numbers are used. First of all, these cyber miscreants gain people’s trust by exchanging hundreds of messages in a few days. They are then convinced to invest a large amount of money in a fake online trading platform. Then these fake apps give them wrong information about investment and profits.
What is psychology, understanding which cyber fraudsters trap?
Ranchi psychiatrist Dr. Pawan Kumar Varnwal tells BollywoodWallah that people do not understand where these messages have come from and what are their sources. People believe in the words of vicious people. That’s why even educated people fall prey to them. The training of fraudsters is such that they can motivate anyone and force him to transfer money. These scammers use technical terms. This makes people feel that this is really a call from the right place.
First he claimed to be an army soldier and then stole Rs 61,000.
Kunal Kishore, a resident of Dumka, a victim of cyber fraud, says, “To gain their trust, a fraudster first introduced himself as an army soldier. Then he sent his Aadhar card and canteen smart card and asked for a room on rent. Then citing Army rule, asked to scan the QR code of the online payment ID. After this, he gained complete trust by using many technical terms in the conversation and withdrew Rs 61,000 from the account.
Experts told the diagnosis
“Cyber fraudsters use more technical terms in conversation to trap their victims. If people have even a little common sense and basic knowledge then they can avoid cyber fraud. In the language of ethical hacking, it is called social engineering, so that people’s trust can be won.
Sarthak Priyadarshi, Certified Ethical Hacker
“A hasty decision is the only reason to fall into the trap of cyber fraud. There is no technique that can make you rich overnight. “People have started spending less time in books and more time on the Internet.”
Dr. MP Hasan, Head of Department, Ranchi University
“People do not have common sense, due to which they become victims of cyber fraud. People become restless after falling prey to the deceitful words of fraudsters and lose their money. To avoid such a situation, people need to be more aware.”
Dr. Siddharth Sinha, Rinpas
Ways to avoid cyber fraud
If anyone tries to cheat you through cyber fraud, then you should definitely inform your family, relatives or friends at the same time. Messages coming from suspicious places should be ignored. No personal or sensitive data should be shared on social media. Fraudsters can take advantage of this and force you to pay money.
What does the Reserve Bank say?
- Never click on suspicious links received through SMS, email or social media platforms.
Unsolicited emails, calls and messages promising large sums of money are fake. Don’t risk your hard-earned money - Do not be deceived by SMS, phone calls, emails in the name of Reserve Bank, which say that your card has been blocked or promise to give you a huge amount.
- Do not provide your bank account details by clicking on links received through SMS or email. Trust only the information provided on your bank’s official site or on the back of your credit or debit card.